Car Keys Missing? Here's What to Do

The loss of car keys is not difficult. Especially when you also have your house or office keys on the same key ring.

Luckily that personal property coverage on your homeowners or renters insurance typically covers the theft of your car keys. However, you might have to pay the deductible.

Retract Your Steps

It's been a long, tiring day and all you want to do is get back home, put on your comfortable clothes take a bite of pizza, and binge-watch some TV. But then you realize your keys aren't exactly where they should be and your perfect evening is suddenly in danger. The panic sets in, and you start thinking of all the worst scenarios possible. However, this doesn't help anyone, so the best option is to take your breath and slow down. Once your rational side is in control, you can begin working on figuring out what to do next.

The first step is to go back your steps. Remember when you held your keys in your hands and where you went when you took them. Following your steps will help you determine the location where they went missing, and hopefully find them. You should also call the police to inform them of the theft of your car keys. This will permit police to investigate and find those responsible.

It is advisable to look for unusual spots after retracing your steps. Keys are often found in locations that defy logic such as the folds of a couch cushion or in a pile of laundry. It's also worth asking family members, as they may have a spare key they've hidden away in a safe location. If all else fails, you can call a locksmith and have them make a new one. It can be costly, but it will keep your vehicle and home safe from burglary.

Contact the police

You've arrived home after an exhausting day at work You're excited to get into your cozy sweats, grab some pizza and watch your favorite show. Then you realize the keys to your car are missing. What do you do?

Although it's easy to get panicked at first, it's important to take an exhale and try to think rationally. The first thing you should do is contact the police.

The police department in your neighborhood may not be able to locate your keys to your car. However the filing of a police report can create an evidence trail that can help authorities track down the perpetrator. A lot of insurance companies require you to file a police report before they will reimburse you for items stolen key fob.

When you contact us, be sure you give the police as much information as you can. They will need your car's model as well as registration number and any distinguishing features. They may also review CCTV footage of the area or use ANPR technology to track your car's movements.

Be sure to mention whether you had valuable items in your vehicle when it was taken. Thieves are often looking for things they could sell or use as a way to fund their next crime.

Informing the police that you carried your wallet when the theft occurred is also a good thing. This can help prevent identity theft if thieves decide to use financial documents or data that they find in the wallet or purse.

You should also contact your homeowner's or renters insurance company. Depending on your situation, they may be able to cover cost of replacing your lost keys or any other items Stolen Car Key together with them. They'll also be able to explain the steps they'll need to follow to complete your claim. For example, some homeowners might need to employ a locksmith in order to replace their locks, while others might need to have their vehicles towed to the dealer or an auto repair shop.

Contact Your Insurance Company

You should notify the police when you discover that your car keys are missing. This will create an electronic trail and make it much more difficult for criminals to steal your credit card information as well as other personal information. In addition, the majority of insurance companies require that you submit a written report of the theft with them.

Your insurance company might cover the cost of replacing the fobs on your keys if you have comprehensive auto insurance but it is worth checking with your provider before filing a claim. You will need your policy number and the make and model your vehicle.

Depending on the deductible you have and the cost of the key fob, it may not be worth the hassle of submitting an insurance claim for lost keys to your car. The majority of mechanical keys cost less than the insurance deductible on a car and are easy to replace at any store that duplicates keys. Smart key fobs, on the other hand, require programming by the car dealership or maker and can cost hundreds of dollars. Plus, if you submit a claim, it will likely stay on your records and raise your car insurance premiums the next time you have to renew.

Other types of insurance, like homeowners insurance, could protect your keys in the event that they are stolen key fob, however this is a bit more difficult and will depend on the terms and conditions of your specific policy. You can protect yourself from losing your car keys by keeping an extra placed in a secure location in your office or at home. You will have peace of mind if keys are lost, and you don't need to pay for a replacement keys. Remember to never leave your keys inside the car. This is asking for trouble. It is also recommended to replace the locks at your house or office especially if you've recently had problems with theft.

Contact a locksmith

If you've tried to retrace your steps and are still unable to locate your car keys, you need to contact a locksmith. A reputable locksmith will be able to help you without causing damage to your property. They will also cut you an extra key on the spot to ensure you have a spare key in the future.

You should call the police as soon as you can after you discover that your keys are missing. This will stop the thief using them. It is also an excellent idea to call the police right away. They will be able to provide an account of what transpired and could be helpful when you need to file an insurance claim.

If you do decide to call a locksmith, be sure to provide the VIN number of your vehicle and the type of key it uses. This will allow them to determine the type of key you need and how much programming is required to make your new key. They will also have to confirm that you own the vehicle in order to ensure that you are not doing anything illegal.

You can reduce the risk of losing your car keys in the future by making sure you keep spare keys at home or at work. This is especially useful in the event that your car has to be parked in a parking lot because you are working late or have a different reason. You could even have a locksmith cut you a spare car key stolen and keep it in a safe place which is hard to reach, like a drawer.

The loss of keys to your car isn't an enjoyable experience However, it's something everyone experiences at some moment in their lives. You can minimize the harm to your property and life by staying calm and taking the right steps. If you can, try to avoid the temptation to resort to more extreme or sneaky methods of entering your vehicle or home and will cause more trouble later on. Remember, your local locksmith is only a phone call only a phone call away!